LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,970
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,089
−HK$1,137/mo
Today · 4.125%
HK$38,226
baseline
▲ 0.50% · 4.625%
HK$40,552
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,452/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,016
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,090
−HK$1,088/mo
Today · 4.125%
HK$42,178
baseline
▲ 0.50% · 4.625%
HK$44,402
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,356/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,164
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,507
−HK$1,364/mo
Today · 4.125%
HK$45,871
baseline
▲ 0.50% · 4.625%
HK$48,662
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,742/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,020
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,308
−HK$1,306/mo
Today · 4.125%
HK$50,614
baseline
▲ 0.50% · 4.625%
HK$53,282
+HK$2,668/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,228/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,358
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,925
−HK$1,591/mo
Today · 4.125%
HK$53,516
baseline
▲ 0.50% · 4.625%
HK$56,773
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,032/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,023
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,526
−HK$1,524/mo
Today · 4.125%
HK$59,050
baseline
▲ 0.50% · 4.625%
HK$62,162
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,100/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,746
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,760
−HK$2,047/mo
Today · 4.125%
HK$68,807
baseline
▲ 0.50% · 4.625%
HK$72,993
+HK$4,186/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,614/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,030
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,961
−HK$1,960/mo
Today · 4.125%
HK$75,921
baseline
▲ 0.50% · 4.625%
HK$79,923
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,842/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,549 · Scale 2, in force from 26 Feb 2026)