LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,971
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,090
−HK$1,137/mo
Today · 4.125%
HK$38,227
baseline
▲ 0.50% · 4.625%
HK$40,553
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,454/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,017
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,091
−HK$1,088/mo
Today · 4.125%
HK$42,179
baseline
▲ 0.50% · 4.625%
HK$44,403
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,358/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,165
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,508
−HK$1,364/mo
Today · 4.125%
HK$45,872
baseline
▲ 0.50% · 4.625%
HK$48,663
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,744/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,021
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,309
−HK$1,306/mo
Today · 4.125%
HK$50,615
baseline
▲ 0.50% · 4.625%
HK$53,283
+HK$2,668/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,230/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,359
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,926
−HK$1,591/mo
Today · 4.125%
HK$53,517
baseline
▲ 0.50% · 4.625%
HK$56,774
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,034/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,024
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,527
−HK$1,524/mo
Today · 4.125%
HK$59,051
baseline
▲ 0.50% · 4.625%
HK$62,164
+HK$3,113/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,102/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,748
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,762
−HK$2,046/mo
Today · 4.125%
HK$68,808
baseline
▲ 0.50% · 4.625%
HK$72,995
+HK$4,187/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,616/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,031
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,963
−HK$1,960/mo
Today · 4.125%
HK$75,923
baseline
▲ 0.50% · 4.625%
HK$79,925
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,846/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,563 · Scale 2, in force from 26 Feb 2026)