LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,972
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,091
−HK$1,137/mo
Today · 4.125%
HK$38,228
baseline
▲ 0.50% · 4.625%
HK$40,554
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,456/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,018
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,092
−HK$1,088/mo
Today · 4.125%
HK$42,180
baseline
▲ 0.50% · 4.625%
HK$44,404
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,360/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,166
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,509
−HK$1,364/mo
Today · 4.125%
HK$45,873
baseline
▲ 0.50% · 4.625%
HK$48,664
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,746/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,022
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,310
−HK$1,307/mo
Today · 4.125%
HK$50,617
baseline
▲ 0.50% · 4.625%
HK$53,285
+HK$2,668/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,234/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,361
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,927
−HK$1,592/mo
Today · 4.125%
HK$53,519
baseline
▲ 0.50% · 4.625%
HK$56,775
+HK$3,256/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,038/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,026
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,528
−HK$1,525/mo
Today · 4.125%
HK$59,053
baseline
▲ 0.50% · 4.625%
HK$62,165
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,106/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,749
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,763
−HK$2,047/mo
Today · 4.125%
HK$68,810
baseline
▲ 0.50% · 4.625%
HK$72,997
+HK$4,187/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,620/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,033
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,965
−HK$1,960/mo
Today · 4.125%
HK$75,925
baseline
▲ 0.50% · 4.625%
HK$79,927
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,850/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,577 · Scale 2, in force from 26 Feb 2026)