LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,973
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,091
−HK$1,137/mo
Today · 4.125%
HK$38,228
baseline
▲ 0.50% · 4.625%
HK$40,554
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,456/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,019
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,092
−HK$1,089/mo
Today · 4.125%
HK$42,181
baseline
▲ 0.50% · 4.625%
HK$44,405
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,362/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,167
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,510
−HK$1,364/mo
Today · 4.125%
HK$45,874
baseline
▲ 0.50% · 4.625%
HK$48,665
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,748/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,023
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,311
−HK$1,306/mo
Today · 4.125%
HK$50,617
baseline
▲ 0.50% · 4.625%
HK$53,286
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,234/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,362
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,928
−HK$1,592/mo
Today · 4.125%
HK$53,520
baseline
▲ 0.50% · 4.625%
HK$56,776
+HK$3,256/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,040/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,027
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,529
−HK$1,525/mo
Today · 4.125%
HK$59,054
baseline
▲ 0.50% · 4.625%
HK$62,166
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,108/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,751
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,765
−HK$2,046/mo
Today · 4.125%
HK$68,811
baseline
▲ 0.50% · 4.625%
HK$72,998
+HK$4,187/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,622/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,034
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,966
−HK$1,960/mo
Today · 4.125%
HK$75,926
baseline
▲ 0.50% · 4.625%
HK$79,928
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,852/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,588 · Scale 2, in force from 26 Feb 2026)