LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,973
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,092
−HK$1,137/mo
Today · 4.125%
HK$38,229
baseline
▲ 0.50% · 4.625%
HK$40,555
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,458/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,020
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,093
−HK$1,089/mo
Today · 4.125%
HK$42,182
baseline
▲ 0.50% · 4.625%
HK$44,405
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,364/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,168
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,510
−HK$1,365/mo
Today · 4.125%
HK$45,875
baseline
▲ 0.50% · 4.625%
HK$48,666
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,750/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,024
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,312
−HK$1,306/mo
Today · 4.125%
HK$50,618
baseline
▲ 0.50% · 4.625%
HK$53,286
+HK$2,668/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,236/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,362
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,929
−HK$1,591/mo
Today · 4.125%
HK$53,520
baseline
▲ 0.50% · 4.625%
HK$56,777
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,040/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,028
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,530
−HK$1,525/mo
Today · 4.125%
HK$59,055
baseline
▲ 0.50% · 4.625%
HK$62,167
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,110/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,752
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,766
−HK$2,046/mo
Today · 4.125%
HK$68,812
baseline
▲ 0.50% · 4.625%
HK$72,999
+HK$4,187/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,624/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,035
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,967
−HK$1,960/mo
Today · 4.125%
HK$75,927
baseline
▲ 0.50% · 4.625%
HK$79,930
+HK$4,003/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,854/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,596 · Scale 2, in force from 26 Feb 2026)