LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,978
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,097
−HK$1,137/mo
Today · 4.125%
HK$38,234
baseline
▲ 0.50% · 4.625%
HK$40,560
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,468/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,025
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,098
−HK$1,089/mo
Today · 4.125%
HK$42,187
baseline
▲ 0.50% · 4.625%
HK$44,411
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,374/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,173
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,516
−HK$1,364/mo
Today · 4.125%
HK$45,880
baseline
▲ 0.50% · 4.625%
HK$48,672
+HK$2,792/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,760/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,030
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,318
−HK$1,306/mo
Today · 4.125%
HK$50,624
baseline
▲ 0.50% · 4.625%
HK$53,293
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,248/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,369
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,935
−HK$1,592/mo
Today · 4.125%
HK$53,527
baseline
▲ 0.50% · 4.625%
HK$56,784
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,054/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,035
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,537
−HK$1,525/mo
Today · 4.125%
HK$59,062
baseline
▲ 0.50% · 4.625%
HK$62,175
+HK$3,113/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,124/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,760
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,774
−HK$2,047/mo
Today · 4.125%
HK$68,821
baseline
▲ 0.50% · 4.625%
HK$73,008
+HK$4,187/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,642/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,044
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,977
−HK$1,960/mo
Today · 4.125%
HK$75,937
baseline
▲ 0.50% · 4.625%
HK$79,939
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,874/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,670 · Scale 2, in force from 26 Feb 2026)