LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,979
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,098
−HK$1,137/mo
Today · 4.125%
HK$38,235
baseline
▲ 0.50% · 4.625%
HK$40,562
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,470/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,027
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,100
−HK$1,089/mo
Today · 4.125%
HK$42,189
baseline
▲ 0.50% · 4.625%
HK$44,413
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,378/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,175
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,518
−HK$1,365/mo
Today · 4.125%
HK$45,883
baseline
▲ 0.50% · 4.625%
HK$48,674
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,766/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,032
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,320
−HK$1,307/mo
Today · 4.125%
HK$50,627
baseline
▲ 0.50% · 4.625%
HK$53,296
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,254/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,371
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,938
−HK$1,592/mo
Today · 4.125%
HK$53,530
baseline
▲ 0.50% · 4.625%
HK$56,787
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,060/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,037
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,540
−HK$1,525/mo
Today · 4.125%
HK$59,065
baseline
▲ 0.50% · 4.625%
HK$62,178
+HK$3,113/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,130/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,763
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,777
−HK$2,047/mo
Today · 4.125%
HK$68,824
baseline
▲ 0.50% · 4.625%
HK$73,012
+HK$4,188/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,648/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,048
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,980
−HK$1,960/mo
Today · 4.125%
HK$75,940
baseline
▲ 0.50% · 4.625%
HK$79,943
+HK$4,003/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,880/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,698 · Scale 2, in force from 26 Feb 2026)