LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,981
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,100
−HK$1,137/mo
Today · 4.125%
HK$38,237
baseline
▲ 0.50% · 4.625%
HK$40,564
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,474/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,028
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,102
−HK$1,089/mo
Today · 4.125%
HK$42,191
baseline
▲ 0.50% · 4.625%
HK$44,415
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,382/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,177
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,520
−HK$1,364/mo
Today · 4.125%
HK$45,884
baseline
▲ 0.50% · 4.625%
HK$48,676
+HK$2,792/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,768/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,034
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,322
−HK$1,307/mo
Today · 4.125%
HK$50,629
baseline
▲ 0.50% · 4.625%
HK$53,298
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,258/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,373
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,940
−HK$1,592/mo
Today · 4.125%
HK$53,532
baseline
▲ 0.50% · 4.625%
HK$56,789
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,064/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,039
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,542
−HK$1,525/mo
Today · 4.125%
HK$59,067
baseline
▲ 0.50% · 4.625%
HK$62,181
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,134/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,765
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,780
−HK$2,047/mo
Today · 4.125%
HK$68,827
baseline
▲ 0.50% · 4.625%
HK$73,015
+HK$4,188/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,654/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,051
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,983
−HK$1,960/mo
Today · 4.125%
HK$75,943
baseline
▲ 0.50% · 4.625%
HK$79,946
+HK$4,003/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,886/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,722 · Scale 2, in force from 26 Feb 2026)