LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,982
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,101
−HK$1,137/mo
Today · 4.125%
HK$38,238
baseline
▲ 0.50% · 4.625%
HK$40,565
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,476/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,029
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,103
−HK$1,089/mo
Today · 4.125%
HK$42,192
baseline
▲ 0.50% · 4.625%
HK$44,416
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,384/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,178
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,521
−HK$1,365/mo
Today · 4.125%
HK$45,886
baseline
▲ 0.50% · 4.625%
HK$48,678
+HK$2,792/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,772/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,035
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,323
−HK$1,307/mo
Today · 4.125%
HK$50,630
baseline
▲ 0.50% · 4.625%
HK$53,299
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,260/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,374
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,941
−HK$1,592/mo
Today · 4.125%
HK$53,533
baseline
▲ 0.50% · 4.625%
HK$56,791
+HK$3,258/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,066/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,041
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,544
−HK$1,525/mo
Today · 4.125%
HK$59,069
baseline
▲ 0.50% · 4.625%
HK$62,182
+HK$3,113/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,138/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,767
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,782
−HK$2,046/mo
Today · 4.125%
HK$68,828
baseline
▲ 0.50% · 4.625%
HK$73,016
+HK$4,188/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,656/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,053
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,985
−HK$1,960/mo
Today · 4.125%
HK$75,945
baseline
▲ 0.50% · 4.625%
HK$79,949
+HK$4,004/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,890/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,738 · Scale 2, in force from 26 Feb 2026)