LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,983
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,102
−HK$1,138/mo
Today · 4.125%
HK$38,240
baseline
▲ 0.50% · 4.625%
HK$40,566
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,480/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,031
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,105
−HK$1,089/mo
Today · 4.125%
HK$42,194
baseline
▲ 0.50% · 4.625%
HK$44,418
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,388/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,180
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,523
−HK$1,365/mo
Today · 4.125%
HK$45,888
baseline
▲ 0.50% · 4.625%
HK$48,680
+HK$2,792/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,776/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,037
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,325
−HK$1,307/mo
Today · 4.125%
HK$50,632
baseline
▲ 0.50% · 4.625%
HK$53,301
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,264/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,376
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,943
−HK$1,593/mo
Today · 4.125%
HK$53,536
baseline
▲ 0.50% · 4.625%
HK$56,793
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,072/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,043
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,546
−HK$1,525/mo
Today · 4.125%
HK$59,071
baseline
▲ 0.50% · 4.625%
HK$62,185
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,142/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,770
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,784
−HK$2,047/mo
Today · 4.125%
HK$68,831
baseline
▲ 0.50% · 4.625%
HK$73,020
+HK$4,189/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,662/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,056
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,988
−HK$1,961/mo
Today · 4.125%
HK$75,949
baseline
▲ 0.50% · 4.625%
HK$79,952
+HK$4,003/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,898/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,763 · Scale 2, in force from 26 Feb 2026)