LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,985
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,104
−HK$1,137/mo
Today · 4.125%
HK$38,241
baseline
▲ 0.50% · 4.625%
HK$40,568
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,482/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,033
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,106
−HK$1,090/mo
Today · 4.125%
HK$42,196
baseline
▲ 0.50% · 4.625%
HK$44,420
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,392/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,182
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,525
−HK$1,365/mo
Today · 4.125%
HK$45,890
baseline
▲ 0.50% · 4.625%
HK$48,682
+HK$2,792/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,780/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,039
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,328
−HK$1,307/mo
Today · 4.125%
HK$50,635
baseline
▲ 0.50% · 4.625%
HK$53,304
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,270/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,379
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,946
−HK$1,592/mo
Today · 4.125%
HK$53,538
baseline
▲ 0.50% · 4.625%
HK$56,796
+HK$3,258/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,076/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,046
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,549
−HK$1,525/mo
Today · 4.125%
HK$59,074
baseline
▲ 0.50% · 4.625%
HK$62,188
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,148/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,773
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,787
−HK$2,048/mo
Today · 4.125%
HK$68,835
baseline
▲ 0.50% · 4.625%
HK$73,023
+HK$4,188/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,670/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,059
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,992
−HK$1,960/mo
Today · 4.125%
HK$75,952
baseline
▲ 0.50% · 4.625%
HK$79,956
+HK$4,004/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,904/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,790 · Scale 2, in force from 26 Feb 2026)