LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,986
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,105
−HK$1,138/mo
Today · 4.125%
HK$38,243
baseline
▲ 0.50% · 4.625%
HK$40,570
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,486/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,034
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,108
−HK$1,089/mo
Today · 4.125%
HK$42,197
baseline
▲ 0.50% · 4.625%
HK$44,421
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,394/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,183
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,526
−HK$1,365/mo
Today · 4.125%
HK$45,891
baseline
▲ 0.50% · 4.625%
HK$48,683
+HK$2,792/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,782/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,041
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,329
−HK$1,307/mo
Today · 4.125%
HK$50,636
baseline
▲ 0.50% · 4.625%
HK$53,305
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,272/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,380
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,947
−HK$1,593/mo
Today · 4.125%
HK$53,540
baseline
▲ 0.50% · 4.625%
HK$56,797
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,080/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,048
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,551
−HK$1,525/mo
Today · 4.125%
HK$59,076
baseline
▲ 0.50% · 4.625%
HK$62,190
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,152/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,775
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,790
−HK$2,047/mo
Today · 4.125%
HK$68,837
baseline
▲ 0.50% · 4.625%
HK$73,025
+HK$4,188/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,674/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,061
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,994
−HK$1,960/mo
Today · 4.125%
HK$75,954
baseline
▲ 0.50% · 4.625%
HK$79,958
+HK$4,004/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,908/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,808 · Scale 2, in force from 26 Feb 2026)