LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,987
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,106
−HK$1,137/mo
Today · 4.125%
HK$38,243
baseline
▲ 0.50% · 4.625%
HK$40,570
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,486/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,035
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,108
−HK$1,090/mo
Today · 4.125%
HK$42,198
baseline
▲ 0.50% · 4.625%
HK$44,422
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,396/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,184
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,527
−HK$1,365/mo
Today · 4.125%
HK$45,892
baseline
▲ 0.50% · 4.625%
HK$48,684
+HK$2,792/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,784/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,042
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,330
−HK$1,307/mo
Today · 4.125%
HK$50,637
baseline
▲ 0.50% · 4.625%
HK$53,306
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,274/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,381
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,948
−HK$1,592/mo
Today · 4.125%
HK$53,540
baseline
▲ 0.50% · 4.625%
HK$56,798
+HK$3,258/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,080/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,049
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,552
−HK$1,525/mo
Today · 4.125%
HK$59,077
baseline
▲ 0.50% · 4.625%
HK$62,191
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,154/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,776
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,791
−HK$2,047/mo
Today · 4.125%
HK$68,838
baseline
▲ 0.50% · 4.625%
HK$73,026
+HK$4,188/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,676/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,062
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$73,995
−HK$1,961/mo
Today · 4.125%
HK$75,956
baseline
▲ 0.50% · 4.625%
HK$79,959
+HK$4,003/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,912/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,818 · Scale 2, in force from 26 Feb 2026)