LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,987
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,107
−HK$1,137/mo
Today · 4.125%
HK$38,244
baseline
▲ 0.50% · 4.625%
HK$40,571
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,488/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,035
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,109
−HK$1,089/mo
Today · 4.125%
HK$42,198
baseline
▲ 0.50% · 4.625%
HK$44,423
+HK$2,225/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,396/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,185
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,528
−HK$1,365/mo
Today · 4.125%
HK$45,893
baseline
▲ 0.50% · 4.625%
HK$48,685
+HK$2,792/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,786/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,042
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,331
−HK$1,307/mo
Today · 4.125%
HK$50,638
baseline
▲ 0.50% · 4.625%
HK$53,307
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,276/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,382
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,949
−HK$1,592/mo
Today · 4.125%
HK$53,541
baseline
▲ 0.50% · 4.625%
HK$56,799
+HK$3,258/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,082/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,050
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,553
−HK$1,525/mo
Today · 4.125%
HK$59,078
baseline
▲ 0.50% · 4.625%
HK$62,192
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,156/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,777
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,792
−HK$2,047/mo
Today · 4.125%
HK$68,839
baseline
▲ 0.50% · 4.625%
HK$73,028
+HK$4,189/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,678/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,064
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,996
−HK$1,961/mo
Today · 4.125%
HK$75,957
baseline
▲ 0.50% · 4.625%
HK$79,961
+HK$4,004/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,914/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,829 · Scale 2, in force from 26 Feb 2026)