LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,988
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,108
−HK$1,137/mo
Today · 4.125%
HK$38,245
baseline
▲ 0.50% · 4.625%
HK$40,572
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,490/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,037
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,111
−HK$1,089/mo
Today · 4.125%
HK$42,200
baseline
▲ 0.50% · 4.625%
HK$44,424
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,400/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,186
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,529
−HK$1,365/mo
Today · 4.125%
HK$45,894
baseline
▲ 0.50% · 4.625%
HK$48,687
+HK$2,793/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,788/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,044
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,333
−HK$1,307/mo
Today · 4.125%
HK$50,640
baseline
▲ 0.50% · 4.625%
HK$53,309
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,280/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,384
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,951
−HK$1,592/mo
Today · 4.125%
HK$53,543
baseline
▲ 0.50% · 4.625%
HK$56,801
+HK$3,258/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,086/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,051
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,555
−HK$1,525/mo
Today · 4.125%
HK$59,080
baseline
▲ 0.50% · 4.625%
HK$62,194
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,160/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,779
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,794
−HK$2,047/mo
Today · 4.125%
HK$68,841
baseline
▲ 0.50% · 4.625%
HK$73,030
+HK$4,189/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,682/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,066
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$73,999
−HK$1,961/mo
Today · 4.125%
HK$75,960
baseline
▲ 0.50% · 4.625%
HK$79,964
+HK$4,004/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,920/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,849 · Scale 2, in force from 26 Feb 2026)