LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,989
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,109
−HK$1,137/mo
Today · 4.125%
HK$38,246
baseline
▲ 0.50% · 4.625%
HK$40,573
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,492/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,037
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,111
−HK$1,090/mo
Today · 4.125%
HK$42,201
baseline
▲ 0.50% · 4.625%
HK$44,425
+HK$2,224/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,402/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,187
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,530
−HK$1,365/mo
Today · 4.125%
HK$45,895
baseline
▲ 0.50% · 4.625%
HK$48,688
+HK$2,793/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,790/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,045
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,333
−HK$1,308/mo
Today · 4.125%
HK$50,641
baseline
▲ 0.50% · 4.625%
HK$53,310
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,282/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,385
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,952
−HK$1,592/mo
Today · 4.125%
HK$53,544
baseline
▲ 0.50% · 4.625%
HK$56,802
+HK$3,258/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,088/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,052
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,556
−HK$1,525/mo
Today · 4.125%
HK$59,081
baseline
▲ 0.50% · 4.625%
HK$62,195
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,162/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,780
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,795
−HK$2,048/mo
Today · 4.125%
HK$68,843
baseline
▲ 0.50% · 4.625%
HK$73,031
+HK$4,188/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,686/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,067
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,000
−HK$1,961/mo
Today · 4.125%
HK$75,961
baseline
▲ 0.50% · 4.625%
HK$79,965
+HK$4,004/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,922/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,859 · Scale 2, in force from 26 Feb 2026)