LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,990
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,109
−HK$1,138/mo
Today · 4.125%
HK$38,247
baseline
▲ 0.50% · 4.625%
HK$40,574
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,494/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,038
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,112
−HK$1,089/mo
Today · 4.125%
HK$42,201
baseline
▲ 0.50% · 4.625%
HK$44,426
+HK$2,225/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,402/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,188
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,531
−HK$1,365/mo
Today · 4.125%
HK$45,896
baseline
▲ 0.50% · 4.625%
HK$48,689
+HK$2,793/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,792/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,046
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,334
−HK$1,308/mo
Today · 4.125%
HK$50,642
baseline
▲ 0.50% · 4.625%
HK$53,311
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,284/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,386
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,953
−HK$1,592/mo
Today · 4.125%
HK$53,545
baseline
▲ 0.50% · 4.625%
HK$56,803
+HK$3,258/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$107,090/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,054
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,557
−HK$1,525/mo
Today · 4.125%
HK$59,082
baseline
▲ 0.50% · 4.625%
HK$62,196
+HK$3,114/mo
Deposit HK$4.73M · loan HK$11.05M · min. income ≈ HK$118,164/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,782
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,797
−HK$2,047/mo
Today · 4.125%
HK$68,844
baseline
▲ 0.50% · 4.625%
HK$73,033
+HK$4,189/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,688/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,069
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$74,002
−HK$1,960/mo
Today · 4.125%
HK$75,962
baseline
▲ 0.50% · 4.625%
HK$79,967
+HK$4,005/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,924/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,870 · Scale 2, in force from 26 Feb 2026)