LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,991
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,111
−HK$1,137/mo
Today · 4.125%
HK$38,248
baseline
▲ 0.50% · 4.625%
HK$40,576
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,496/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,040
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,114
−HK$1,089/mo
Today · 4.125%
HK$42,203
baseline
▲ 0.50% · 4.625%
HK$44,428
+HK$2,225/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,406/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,190
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,533
−HK$1,365/mo
Today · 4.125%
HK$45,898
baseline
▲ 0.50% · 4.625%
HK$48,691
+HK$2,793/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,796/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,048
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,337
−HK$1,307/mo
Today · 4.125%
HK$50,644
baseline
▲ 0.50% · 4.625%
HK$53,314
+HK$2,670/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,288/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,388
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,955
−HK$1,593/mo
Today · 4.125%
HK$53,548
baseline
▲ 0.50% · 4.625%
HK$56,806
+HK$3,258/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,096/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,056
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,560
−HK$1,525/mo
Today · 4.125%
HK$59,085
baseline
▲ 0.50% · 4.625%
HK$62,199
+HK$3,114/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,170/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,785
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,800
−HK$2,047/mo
Today · 4.125%
HK$68,847
baseline
▲ 0.50% · 4.625%
HK$73,036
+HK$4,189/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,694/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,072
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,005
−HK$1,961/mo
Today · 4.125%
HK$75,966
baseline
▲ 0.50% · 4.625%
HK$79,970
+HK$4,004/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,932/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,899 · Scale 2, in force from 26 Feb 2026)