LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,994
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,114
−HK$1,137/mo
Today · 4.125%
HK$38,251
baseline
▲ 0.50% · 4.625%
HK$40,579
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,502/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,043
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,117
−HK$1,089/mo
Today · 4.125%
HK$42,206
baseline
▲ 0.50% · 4.625%
HK$44,431
+HK$2,225/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,412/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,193
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,536
−HK$1,365/mo
Today · 4.125%
HK$45,901
baseline
▲ 0.50% · 4.625%
HK$48,694
+HK$2,793/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,802/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,052
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,340
−HK$1,308/mo
Today · 4.125%
HK$50,648
baseline
▲ 0.50% · 4.625%
HK$53,317
+HK$2,669/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,296/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,392
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,959
−HK$1,593/mo
Today · 4.125%
HK$53,552
baseline
▲ 0.50% · 4.625%
HK$56,810
+HK$3,258/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,104/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,060
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,564
−HK$1,525/mo
Today · 4.125%
HK$59,089
baseline
▲ 0.50% · 4.625%
HK$62,203
+HK$3,114/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,178/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,789
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,804
−HK$2,048/mo
Today · 4.125%
HK$68,852
baseline
▲ 0.50% · 4.625%
HK$73,041
+HK$4,189/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,704/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,077
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,010
−HK$1,961/mo
Today · 4.125%
HK$75,971
baseline
▲ 0.50% · 4.625%
HK$79,976
+HK$4,005/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,942/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,940 · Scale 2, in force from 26 Feb 2026)