LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,996
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,116
−HK$1,137/mo
Today · 4.125%
HK$38,253
baseline
▲ 0.50% · 4.625%
HK$40,581
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,506/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,045
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,119
−HK$1,090/mo
Today · 4.125%
HK$42,209
baseline
▲ 0.50% · 4.625%
HK$44,434
+HK$2,225/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,418/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,195
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,539
−HK$1,365/mo
Today · 4.125%
HK$45,904
baseline
▲ 0.50% · 4.625%
HK$48,697
+HK$2,793/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$91,808/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,054
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,343
−HK$1,308/mo
Today · 4.125%
HK$50,651
baseline
▲ 0.50% · 4.625%
HK$53,321
+HK$2,670/mo
Deposit HK$6.31M · loan HK$9.47M · min. income ≈ HK$101,302/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$591,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,395
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,962
−HK$1,593/mo
Today · 4.125%
HK$53,555
baseline
▲ 0.50% · 4.625%
HK$56,814
+HK$3,259/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,110/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,064
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,567
−HK$1,525/mo
Today · 4.125%
HK$59,092
baseline
▲ 0.50% · 4.625%
HK$62,207
+HK$3,115/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,184/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$591,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,793
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,809
−HK$2,047/mo
Today · 4.125%
HK$68,856
baseline
▲ 0.50% · 4.625%
HK$73,046
+HK$4,190/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,712/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,082
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,015
−HK$1,961/mo
Today · 4.125%
HK$75,976
baseline
▲ 0.50% · 4.625%
HK$79,981
+HK$4,005/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,952/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,976 · Scale 2, in force from 26 Feb 2026)