LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,000
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,120
−HK$1,138/mo
Today · 4.125%
HK$38,258
baseline
▲ 0.50% · 4.625%
HK$40,585
+HK$2,327/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,516/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,050
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,089/mo
Today · 4.125%
HK$42,213
baseline
▲ 0.50% · 4.625%
HK$44,439
+HK$2,226/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,426/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,200
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,544
−HK$1,365/mo
Today · 4.125%
HK$45,909
baseline
▲ 0.50% · 4.625%
HK$48,702
+HK$2,793/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,818/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,060
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,348
−HK$1,308/mo
Today · 4.125%
HK$50,656
baseline
▲ 0.50% · 4.625%
HK$53,326
+HK$2,670/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,312/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,400
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,968
−HK$1,593/mo
Today · 4.125%
HK$53,561
baseline
▲ 0.50% · 4.625%
HK$56,820
+HK$3,259/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,122/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,069
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,573
−HK$1,526/mo
Today · 4.125%
HK$59,099
baseline
▲ 0.50% · 4.625%
HK$62,214
+HK$3,115/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,198/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,800
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,816
−HK$2,048/mo
Today · 4.125%
HK$68,864
baseline
▲ 0.50% · 4.625%
HK$73,054
+HK$4,190/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,728/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,089
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,023
−HK$1,961/mo
Today · 4.125%
HK$75,984
baseline
▲ 0.50% · 4.625%
HK$79,989
+HK$4,005/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,968/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,039 · Scale 2, in force from 26 Feb 2026)