LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,000
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,120
−HK$1,138/mo
Today · 4.125%
HK$38,258
baseline
▲ 0.50% · 4.625%
HK$40,586
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,516/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,050
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,090/mo
Today · 4.125%
HK$42,214
baseline
▲ 0.50% · 4.625%
HK$44,439
+HK$2,225/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,428/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,200
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,544
−HK$1,365/mo
Today · 4.125%
HK$45,909
baseline
▲ 0.50% · 4.625%
HK$48,703
+HK$2,794/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,818/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,060
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,349
−HK$1,308/mo
Today · 4.125%
HK$50,657
baseline
▲ 0.50% · 4.625%
HK$53,327
+HK$2,670/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,314/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,400
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,968
−HK$1,593/mo
Today · 4.125%
HK$53,561
baseline
▲ 0.50% · 4.625%
HK$56,820
+HK$3,259/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,122/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,070
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,574
−HK$1,525/mo
Today · 4.125%
HK$59,099
baseline
▲ 0.50% · 4.625%
HK$62,215
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,198/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,801
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,816
−HK$2,048/mo
Today · 4.125%
HK$68,864
baseline
▲ 0.50% · 4.625%
HK$73,054
+HK$4,190/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,728/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,090
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,023
−HK$1,962/mo
Today · 4.125%
HK$75,985
baseline
▲ 0.50% · 4.625%
HK$79,990
+HK$4,005/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,970/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,045 · Scale 2, in force from 26 Feb 2026)