LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,001
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,121
−HK$1,137/mo
Today · 4.125%
HK$38,258
baseline
▲ 0.50% · 4.625%
HK$40,586
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,516/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,051
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,125
−HK$1,089/mo
Today · 4.125%
HK$42,214
baseline
▲ 0.50% · 4.625%
HK$44,440
+HK$2,226/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,428/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,201
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,545
−HK$1,365/mo
Today · 4.125%
HK$45,910
baseline
▲ 0.50% · 4.625%
HK$48,704
+HK$2,794/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,820/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,061
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,350
−HK$1,307/mo
Today · 4.125%
HK$50,657
baseline
▲ 0.50% · 4.625%
HK$53,328
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,314/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,401
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,969
−HK$1,593/mo
Today · 4.125%
HK$53,562
baseline
▲ 0.50% · 4.625%
HK$56,821
+HK$3,259/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,124/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,071
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,575
−HK$1,525/mo
Today · 4.125%
HK$59,100
baseline
▲ 0.50% · 4.625%
HK$62,215
+HK$3,115/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,200/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,802
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,817
−HK$2,048/mo
Today · 4.125%
HK$68,865
baseline
▲ 0.50% · 4.625%
HK$73,056
+HK$4,191/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,730/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,091
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,025
−HK$1,961/mo
Today · 4.125%
HK$75,986
baseline
▲ 0.50% · 4.625%
HK$79,991
+HK$4,005/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,972/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,054 · Scale 2, in force from 26 Feb 2026)