LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,001
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,121
−HK$1,138/mo
Today · 4.125%
HK$38,259
baseline
▲ 0.50% · 4.625%
HK$40,587
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,518/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,051
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,125
−HK$1,090/mo
Today · 4.125%
HK$42,215
baseline
▲ 0.50% · 4.625%
HK$44,440
+HK$2,225/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,430/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,201
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,545
−HK$1,366/mo
Today · 4.125%
HK$45,911
baseline
▲ 0.50% · 4.625%
HK$48,704
+HK$2,793/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,822/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,061
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,350
−HK$1,308/mo
Today · 4.125%
HK$50,658
baseline
▲ 0.50% · 4.625%
HK$53,328
+HK$2,670/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,316/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,402
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,970
−HK$1,592/mo
Today · 4.125%
HK$53,562
baseline
▲ 0.50% · 4.625%
HK$56,822
+HK$3,260/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,124/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,071
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,575
−HK$1,526/mo
Today · 4.125%
HK$59,101
baseline
▲ 0.50% · 4.625%
HK$62,216
+HK$3,115/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,202/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,802
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,818
−HK$2,048/mo
Today · 4.125%
HK$68,866
baseline
▲ 0.50% · 4.625%
HK$73,056
+HK$4,190/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,732/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,092
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,025
−HK$1,962/mo
Today · 4.125%
HK$75,987
baseline
▲ 0.50% · 4.625%
HK$79,992
+HK$4,005/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,974/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,060 · Scale 2, in force from 26 Feb 2026)