LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,002
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,121
−HK$1,138/mo
Today · 4.125%
HK$38,259
baseline
▲ 0.50% · 4.625%
HK$40,587
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,518/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,051
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,126
−HK$1,089/mo
Today · 4.125%
HK$42,215
baseline
▲ 0.50% · 4.625%
HK$44,440
+HK$2,225/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,430/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,202
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,546
−HK$1,365/mo
Today · 4.125%
HK$45,911
baseline
▲ 0.50% · 4.625%
HK$48,705
+HK$2,794/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,822/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,062
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,351
−HK$1,307/mo
Today · 4.125%
HK$50,658
baseline
▲ 0.50% · 4.625%
HK$53,329
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,316/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,402
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,970
−HK$1,593/mo
Today · 4.125%
HK$53,563
baseline
▲ 0.50% · 4.625%
HK$56,822
+HK$3,259/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,126/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,072
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,576
−HK$1,525/mo
Today · 4.125%
HK$59,101
baseline
▲ 0.50% · 4.625%
HK$62,217
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,202/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,803
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,818
−HK$2,048/mo
Today · 4.125%
HK$68,866
baseline
▲ 0.50% · 4.625%
HK$73,057
+HK$4,191/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,732/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,092
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,026
−HK$1,961/mo
Today · 4.125%
HK$75,987
baseline
▲ 0.50% · 4.625%
HK$79,993
+HK$4,006/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,974/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,064 · Scale 2, in force from 26 Feb 2026)