LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,003
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,123
−HK$1,138/mo
Today · 4.125%
HK$38,261
baseline
▲ 0.50% · 4.625%
HK$40,589
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,522/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,053
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,127
−HK$1,090/mo
Today · 4.125%
HK$42,217
baseline
▲ 0.50% · 4.625%
HK$44,443
+HK$2,226/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,434/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,204
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,548
−HK$1,365/mo
Today · 4.125%
HK$45,913
baseline
▲ 0.50% · 4.625%
HK$48,707
+HK$2,794/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,826/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,064
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,353
−HK$1,308/mo
Today · 4.125%
HK$50,661
baseline
▲ 0.50% · 4.625%
HK$53,331
+HK$2,670/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,322/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,405
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,972
−HK$1,593/mo
Today · 4.125%
HK$53,565
baseline
▲ 0.50% · 4.625%
HK$56,825
+HK$3,260/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,130/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,075
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,578
−HK$1,526/mo
Today · 4.125%
HK$59,104
baseline
▲ 0.50% · 4.625%
HK$62,220
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,208/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,806
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,822
−HK$2,048/mo
Today · 4.125%
HK$68,870
baseline
▲ 0.50% · 4.625%
HK$73,060
+HK$4,190/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,740/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,096
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,029
−HK$1,962/mo
Today · 4.125%
HK$75,991
baseline
▲ 0.50% · 4.625%
HK$79,997
+HK$4,006/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,982/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,092 · Scale 2, in force from 26 Feb 2026)