LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,005
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,125
−HK$1,138/mo
Today · 4.125%
HK$38,263
baseline
▲ 0.50% · 4.625%
HK$40,591
+HK$2,328/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,526/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,055
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,129
−HK$1,090/mo
Today · 4.125%
HK$42,219
baseline
▲ 0.50% · 4.625%
HK$44,445
+HK$2,226/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,438/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,206
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,550
−HK$1,365/mo
Today · 4.125%
HK$45,915
baseline
▲ 0.50% · 4.625%
HK$48,709
+HK$2,794/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,830/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,066
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,355
−HK$1,308/mo
Today · 4.125%
HK$50,663
baseline
▲ 0.50% · 4.625%
HK$53,334
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,326/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,407
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,975
−HK$1,593/mo
Today · 4.125%
HK$53,568
baseline
▲ 0.50% · 4.625%
HK$56,827
+HK$3,259/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,136/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,077
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,581
−HK$1,526/mo
Today · 4.125%
HK$59,107
baseline
▲ 0.50% · 4.625%
HK$62,222
+HK$3,115/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,214/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,809
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,825
−HK$2,048/mo
Today · 4.125%
HK$68,873
baseline
▲ 0.50% · 4.625%
HK$73,064
+HK$4,191/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,746/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,099
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,033
−HK$1,962/mo
Today · 4.125%
HK$75,995
baseline
▲ 0.50% · 4.625%
HK$80,000
+HK$4,005/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,990/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,120 · Scale 2, in force from 26 Feb 2026)