LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,006
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,126
−HK$1,138/mo
Today · 4.125%
HK$38,264
baseline
▲ 0.50% · 4.625%
HK$40,593
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,528/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,057
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,131
−HK$1,090/mo
Today · 4.125%
HK$42,221
baseline
▲ 0.50% · 4.625%
HK$44,447
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,442/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,208
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,552
−HK$1,365/mo
Today · 4.125%
HK$45,917
baseline
▲ 0.50% · 4.625%
HK$48,711
+HK$2,794/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,834/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,068
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,357
−HK$1,308/mo
Today · 4.125%
HK$50,665
baseline
▲ 0.50% · 4.625%
HK$53,336
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,330/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,409
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,977
−HK$1,593/mo
Today · 4.125%
HK$53,570
baseline
▲ 0.50% · 4.625%
HK$56,830
+HK$3,260/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,140/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,080
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,584
−HK$1,525/mo
Today · 4.125%
HK$59,109
baseline
▲ 0.50% · 4.625%
HK$62,225
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,218/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,812
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,828
−HK$2,048/mo
Today · 4.125%
HK$68,876
baseline
▲ 0.50% · 4.625%
HK$73,067
+HK$4,191/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,752/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,102
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,036
−HK$1,962/mo
Today · 4.125%
HK$75,998
baseline
▲ 0.50% · 4.625%
HK$80,004
+HK$4,006/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$151,996/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,146 · Scale 2, in force from 26 Feb 2026)