LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,008
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,128
−HK$1,138/mo
Today · 4.125%
HK$38,266
baseline
▲ 0.50% · 4.625%
HK$40,595
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,532/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,059
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,133
−HK$1,090/mo
Today · 4.125%
HK$42,223
baseline
▲ 0.50% · 4.625%
HK$44,449
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,446/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,210
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,554
−HK$1,365/mo
Today · 4.125%
HK$45,919
baseline
▲ 0.50% · 4.625%
HK$48,714
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,838/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,070
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,360
−HK$1,308/mo
Today · 4.125%
HK$50,668
baseline
▲ 0.50% · 4.625%
HK$53,338
+HK$2,670/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,336/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,411
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,980
−HK$1,593/mo
Today · 4.125%
HK$53,573
baseline
▲ 0.50% · 4.625%
HK$56,832
+HK$3,259/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,146/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,082
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,586
−HK$1,526/mo
Today · 4.125%
HK$59,112
baseline
▲ 0.50% · 4.625%
HK$62,228
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,224/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,815
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,831
−HK$2,048/mo
Today · 4.125%
HK$68,879
baseline
▲ 0.50% · 4.625%
HK$73,070
+HK$4,191/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,758/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,106
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,040
−HK$1,961/mo
Today · 4.125%
HK$76,001
baseline
▲ 0.50% · 4.625%
HK$80,008
+HK$4,007/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$152,002/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,174 · Scale 2, in force from 26 Feb 2026)