LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,009
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,129
−HK$1,138/mo
Today · 4.125%
HK$38,267
baseline
▲ 0.50% · 4.625%
HK$40,596
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,534/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,060
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,134
−HK$1,090/mo
Today · 4.125%
HK$42,224
baseline
▲ 0.50% · 4.625%
HK$44,450
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,448/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,211
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,555
−HK$1,366/mo
Today · 4.125%
HK$45,921
baseline
▲ 0.50% · 4.625%
HK$48,715
+HK$2,794/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$91,842/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,072
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,361
−HK$1,308/mo
Today · 4.125%
HK$50,669
baseline
▲ 0.50% · 4.625%
HK$53,340
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.47M · min. income ≈ HK$101,338/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,413
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,981
−HK$1,593/mo
Today · 4.125%
HK$53,574
baseline
▲ 0.50% · 4.625%
HK$56,834
+HK$3,260/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$107,148/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,084
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,588
−HK$1,526/mo
Today · 4.125%
HK$59,114
baseline
▲ 0.50% · 4.625%
HK$62,230
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.05M · min. income ≈ HK$118,228/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,816
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,832
−HK$2,049/mo
Today · 4.125%
HK$68,881
baseline
▲ 0.50% · 4.625%
HK$73,072
+HK$4,191/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,762/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,107
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,041
−HK$1,962/mo
Today · 4.125%
HK$76,003
baseline
▲ 0.50% · 4.625%
HK$80,009
+HK$4,006/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$152,006/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,187 · Scale 2, in force from 26 Feb 2026)