LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,012
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,132
−HK$1,138/mo
Today · 4.125%
HK$38,270
baseline
▲ 0.50% · 4.625%
HK$40,599
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,540/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,063
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,137
−HK$1,090/mo
Today · 4.125%
HK$42,227
baseline
▲ 0.50% · 4.625%
HK$44,453
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,454/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,214
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,559
−HK$1,365/mo
Today · 4.125%
HK$45,924
baseline
▲ 0.50% · 4.625%
HK$48,719
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,848/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,076
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,365
−HK$1,308/mo
Today · 4.125%
HK$50,673
baseline
▲ 0.50% · 4.625%
HK$53,344
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,346/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,417
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,985
−HK$1,593/mo
Today · 4.125%
HK$53,578
baseline
▲ 0.50% · 4.625%
HK$56,838
+HK$3,260/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,156/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,088
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,592
−HK$1,526/mo
Today · 4.125%
HK$59,118
baseline
▲ 0.50% · 4.625%
HK$62,235
+HK$3,117/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,236/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,822
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,838
−HK$2,048/mo
Today · 4.125%
HK$68,886
baseline
▲ 0.50% · 4.625%
HK$73,078
+HK$4,192/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,772/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,113
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,047
−HK$1,962/mo
Today · 4.125%
HK$76,009
baseline
▲ 0.50% · 4.625%
HK$80,016
+HK$4,007/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$152,018/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,236 · Scale 2, in force from 26 Feb 2026)