LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,015
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,135
−HK$1,138/mo
Today · 4.125%
HK$38,273
baseline
▲ 0.50% · 4.625%
HK$40,602
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,546/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,066
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,140
−HK$1,091/mo
Today · 4.125%
HK$42,231
baseline
▲ 0.50% · 4.625%
HK$44,457
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,462/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,218
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,562
−HK$1,366/mo
Today · 4.125%
HK$45,928
baseline
▲ 0.50% · 4.625%
HK$48,722
+HK$2,794/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,856/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,079
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,369
−HK$1,308/mo
Today · 4.125%
HK$50,677
baseline
▲ 0.50% · 4.625%
HK$53,348
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,354/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,420
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,989
−HK$1,593/mo
Today · 4.125%
HK$53,582
baseline
▲ 0.50% · 4.625%
HK$56,843
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,164/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,092
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,597
−HK$1,526/mo
Today · 4.125%
HK$59,123
baseline
▲ 0.50% · 4.625%
HK$62,239
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,246/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,826
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,843
−HK$2,048/mo
Today · 4.125%
HK$68,891
baseline
▲ 0.50% · 4.625%
HK$73,083
+HK$4,192/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$137,782/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,119
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,053
−HK$1,962/mo
Today · 4.125%
HK$76,015
baseline
▲ 0.50% · 4.625%
HK$80,022
+HK$4,007/mo
Deposit HK$1.58M · loan HK$14.21M · min. income ≈ HK$152,030/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,279 · Scale 2, in force from 26 Feb 2026)