LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,016
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,137
−HK$1,138/mo
Today · 4.125%
HK$38,275
baseline
▲ 0.50% · 4.625%
HK$40,604
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,550/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,068
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,142
−HK$1,091/mo
Today · 4.125%
HK$42,233
baseline
▲ 0.50% · 4.625%
HK$44,459
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,466/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,220
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,564
−HK$1,366/mo
Today · 4.125%
HK$45,930
baseline
▲ 0.50% · 4.625%
HK$48,725
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,860/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,081
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,371
−HK$1,308/mo
Today · 4.125%
HK$50,679
baseline
▲ 0.50% · 4.625%
HK$53,350
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,358/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,423
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,991
−HK$1,594/mo
Today · 4.125%
HK$53,585
baseline
▲ 0.50% · 4.625%
HK$56,845
+HK$3,260/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,170/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,095
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,599
−HK$1,527/mo
Today · 4.125%
HK$59,126
baseline
▲ 0.50% · 4.625%
HK$62,242
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,252/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,829
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,846
−HK$2,049/mo
Today · 4.125%
HK$68,895
baseline
▲ 0.50% · 4.625%
HK$73,087
+HK$4,192/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,790/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,122
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,056
−HK$1,963/mo
Today · 4.125%
HK$76,019
baseline
▲ 0.50% · 4.625%
HK$80,026
+HK$4,007/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,038/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,308 · Scale 2, in force from 26 Feb 2026)