LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,018
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,138
−HK$1,138/mo
Today · 4.125%
HK$38,276
baseline
▲ 0.50% · 4.625%
HK$40,605
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,552/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,069
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,144
−HK$1,090/mo
Today · 4.125%
HK$42,234
baseline
▲ 0.50% · 4.625%
HK$44,460
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,468/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,221
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,565
−HK$1,366/mo
Today · 4.125%
HK$45,931
baseline
▲ 0.50% · 4.625%
HK$48,726
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,862/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,083
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,373
−HK$1,308/mo
Today · 4.125%
HK$50,681
baseline
▲ 0.50% · 4.625%
HK$53,352
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,362/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,425
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,993
−HK$1,594/mo
Today · 4.125%
HK$53,587
baseline
▲ 0.50% · 4.625%
HK$56,847
+HK$3,260/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,174/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,097
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,601
−HK$1,527/mo
Today · 4.125%
HK$59,128
baseline
▲ 0.50% · 4.625%
HK$62,244
+HK$3,116/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,256/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,832
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,848
−HK$2,049/mo
Today · 4.125%
HK$68,897
baseline
▲ 0.50% · 4.625%
HK$73,089
+HK$4,192/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,794/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,124
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,059
−HK$1,962/mo
Today · 4.125%
HK$76,021
baseline
▲ 0.50% · 4.625%
HK$80,028
+HK$4,007/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,042/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,327 · Scale 2, in force from 26 Feb 2026)