LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,019
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$1,139/mo
Today · 4.125%
HK$38,278
baseline
▲ 0.50% · 4.625%
HK$40,607
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,556/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,071
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,091/mo
Today · 4.125%
HK$42,236
baseline
▲ 0.50% · 4.625%
HK$44,462
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,472/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,223
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,567
−HK$1,366/mo
Today · 4.125%
HK$45,933
baseline
▲ 0.50% · 4.625%
HK$48,728
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,866/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,085
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,375
−HK$1,308/mo
Today · 4.125%
HK$50,683
baseline
▲ 0.50% · 4.625%
HK$53,354
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,366/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,427
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,995
−HK$1,594/mo
Today · 4.125%
HK$53,589
baseline
▲ 0.50% · 4.625%
HK$56,850
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,178/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,099
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,604
−HK$1,526/mo
Today · 4.125%
HK$59,130
baseline
▲ 0.50% · 4.625%
HK$62,247
+HK$3,117/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,260/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,834
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,851
−HK$2,049/mo
Today · 4.125%
HK$68,900
baseline
▲ 0.50% · 4.625%
HK$73,092
+HK$4,192/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,800/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,127
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,062
−HK$1,962/mo
Today · 4.125%
HK$76,024
baseline
▲ 0.50% · 4.625%
HK$80,032
+HK$4,008/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,048/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,352 · Scale 2, in force from 26 Feb 2026)