LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,020
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,140
−HK$1,139/mo
Today · 4.125%
HK$38,279
baseline
▲ 0.50% · 4.625%
HK$40,608
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,558/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,072
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,146
−HK$1,091/mo
Today · 4.125%
HK$42,237
baseline
▲ 0.50% · 4.625%
HK$44,463
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,474/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,224
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,568
−HK$1,366/mo
Today · 4.125%
HK$45,934
baseline
▲ 0.50% · 4.625%
HK$48,729
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,868/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,086
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,376
−HK$1,308/mo
Today · 4.125%
HK$50,684
baseline
▲ 0.50% · 4.625%
HK$53,356
+HK$2,672/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,368/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,428
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,996
−HK$1,594/mo
Today · 4.125%
HK$53,590
baseline
▲ 0.50% · 4.625%
HK$56,851
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,180/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,100
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,605
−HK$1,526/mo
Today · 4.125%
HK$59,131
baseline
▲ 0.50% · 4.625%
HK$62,248
+HK$3,117/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,262/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,836
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,852
−HK$2,049/mo
Today · 4.125%
HK$68,901
baseline
▲ 0.50% · 4.625%
HK$73,094
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,802/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,129
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,064
−HK$1,962/mo
Today · 4.125%
HK$76,026
baseline
▲ 0.50% · 4.625%
HK$80,033
+HK$4,007/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,052/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,365 · Scale 2, in force from 26 Feb 2026)