LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,022
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,143
−HK$1,138/mo
Today · 4.125%
HK$38,281
baseline
▲ 0.50% · 4.625%
HK$40,611
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,562/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,074
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,149
−HK$1,091/mo
Today · 4.125%
HK$42,240
baseline
▲ 0.50% · 4.625%
HK$44,466
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,480/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,227
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,571
−HK$1,367/mo
Today · 4.125%
HK$45,938
baseline
▲ 0.50% · 4.625%
HK$48,733
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,876/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,089
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,379
−HK$1,309/mo
Today · 4.125%
HK$50,688
baseline
▲ 0.50% · 4.625%
HK$53,359
+HK$2,671/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,376/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,431
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,000
−HK$1,594/mo
Today · 4.125%
HK$53,594
baseline
▲ 0.50% · 4.625%
HK$56,855
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,188/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,104
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,609
−HK$1,526/mo
Today · 4.125%
HK$59,135
baseline
▲ 0.50% · 4.625%
HK$62,253
+HK$3,118/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,270/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,840
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,857
−HK$2,049/mo
Today · 4.125%
HK$68,906
baseline
▲ 0.50% · 4.625%
HK$73,099
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,812/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,134
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,069
−HK$1,962/mo
Today · 4.125%
HK$76,031
baseline
▲ 0.50% · 4.625%
HK$80,039
+HK$4,008/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,062/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,406 · Scale 2, in force from 26 Feb 2026)