LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,024
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,145
−HK$1,138/mo
Today · 4.125%
HK$38,283
baseline
▲ 0.50% · 4.625%
HK$40,613
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,566/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,076
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,151
−HK$1,091/mo
Today · 4.125%
HK$42,242
baseline
▲ 0.50% · 4.625%
HK$44,468
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,484/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,229
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,574
−HK$1,366/mo
Today · 4.125%
HK$45,940
baseline
▲ 0.50% · 4.625%
HK$48,735
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,880/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,092
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,382
−HK$1,308/mo
Today · 4.125%
HK$50,690
baseline
▲ 0.50% · 4.625%
HK$53,362
+HK$2,672/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,380/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,434
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$52,003
−HK$1,593/mo
Today · 4.125%
HK$53,596
baseline
▲ 0.50% · 4.625%
HK$56,858
+HK$3,262/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,192/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,107
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,612
−HK$1,526/mo
Today · 4.125%
HK$59,138
baseline
▲ 0.50% · 4.625%
HK$62,256
+HK$3,118/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,276/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,843
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,860
−HK$2,050/mo
Today · 4.125%
HK$68,910
baseline
▲ 0.50% · 4.625%
HK$73,103
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,820/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,138
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,072
−HK$1,963/mo
Today · 4.125%
HK$76,035
baseline
▲ 0.50% · 4.625%
HK$80,043
+HK$4,008/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,070/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,436 · Scale 2, in force from 26 Feb 2026)