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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$157.98M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$504,340
−HK$31,627/mo
▼ 0.25% · 3.875%
HK$520,028
−HK$15,939/mo
Today · 4.125%
HK$535,967
baseline
▲ 0.50% · 4.625%
HK$568,579
+HK$32,612/mo

Deposit HK$47.40M · loan HK$110.59M · min. income ≈ HK$1,071,934/mo (50% DSR)

Upfront cash ≈ HK$57.66M (deposit + AVD stamp duty HK$10,268,928 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com