LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,025
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,146
−HK$1,138/mo
Today · 4.125%
HK$38,284
baseline
▲ 0.50% · 4.625%
HK$40,614
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,568/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,078
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,152
−HK$1,091/mo
Today · 4.125%
HK$42,243
baseline
▲ 0.50% · 4.625%
HK$44,470
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,486/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,230
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,575
−HK$1,366/mo
Today · 4.125%
HK$45,941
baseline
▲ 0.50% · 4.625%
HK$48,736
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,882/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,093
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,383
−HK$1,308/mo
Today · 4.125%
HK$50,691
baseline
▲ 0.50% · 4.625%
HK$53,363
+HK$2,672/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,382/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,435
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,004
−HK$1,594/mo
Today · 4.125%
HK$53,598
baseline
▲ 0.50% · 4.625%
HK$56,859
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,196/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,109
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,613
−HK$1,527/mo
Today · 4.125%
HK$59,140
baseline
▲ 0.50% · 4.625%
HK$62,257
+HK$3,117/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,280/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,845
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,862
−HK$2,050/mo
Today · 4.125%
HK$68,912
baseline
▲ 0.50% · 4.625%
HK$73,105
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,824/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,140
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,074
−HK$1,963/mo
Today · 4.125%
HK$76,037
baseline
▲ 0.50% · 4.625%
HK$80,045
+HK$4,008/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,074/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,452 · Scale 2, in force from 26 Feb 2026)