LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,027
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,147
−HK$1,139/mo
Today · 4.125%
HK$38,286
baseline
▲ 0.50% · 4.625%
HK$40,615
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,572/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,079
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,154
−HK$1,091/mo
Today · 4.125%
HK$42,245
baseline
▲ 0.50% · 4.625%
HK$44,471
+HK$2,226/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,490/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,232
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,577
−HK$1,366/mo
Today · 4.125%
HK$45,943
baseline
▲ 0.50% · 4.625%
HK$48,738
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,886/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,095
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,385
−HK$1,308/mo
Today · 4.125%
HK$50,693
baseline
▲ 0.50% · 4.625%
HK$53,366
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,386/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,437
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,006
−HK$1,594/mo
Today · 4.125%
HK$53,600
baseline
▲ 0.50% · 4.625%
HK$56,861
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,200/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,111
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,616
−HK$1,526/mo
Today · 4.125%
HK$59,142
baseline
▲ 0.50% · 4.625%
HK$62,260
+HK$3,118/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,284/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,848
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,865
−HK$2,049/mo
Today · 4.125%
HK$68,914
baseline
▲ 0.50% · 4.625%
HK$73,108
+HK$4,194/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,828/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,142
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,077
−HK$1,963/mo
Today · 4.125%
HK$76,040
baseline
▲ 0.50% · 4.625%
HK$80,048
+HK$4,008/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,080/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,475 · Scale 2, in force from 26 Feb 2026)