LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,027
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,148
−HK$1,139/mo
Today · 4.125%
HK$38,287
baseline
▲ 0.50% · 4.625%
HK$40,616
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,574/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,080
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,155
−HK$1,090/mo
Today · 4.125%
HK$42,245
baseline
▲ 0.50% · 4.625%
HK$44,472
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,490/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,233
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,578
−HK$1,366/mo
Today · 4.125%
HK$45,944
baseline
▲ 0.50% · 4.625%
HK$48,739
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,888/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,096
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,386
−HK$1,308/mo
Today · 4.125%
HK$50,694
baseline
▲ 0.50% · 4.625%
HK$53,367
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,388/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,438
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,007
−HK$1,594/mo
Today · 4.125%
HK$53,601
baseline
▲ 0.50% · 4.625%
HK$56,863
+HK$3,262/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,202/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,112
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,617
−HK$1,527/mo
Today · 4.125%
HK$59,144
baseline
▲ 0.50% · 4.625%
HK$62,261
+HK$3,117/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,288/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,849
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,866
−HK$2,050/mo
Today · 4.125%
HK$68,916
baseline
▲ 0.50% · 4.625%
HK$73,109
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,832/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,144
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,079
−HK$1,963/mo
Today · 4.125%
HK$76,042
baseline
▲ 0.50% · 4.625%
HK$80,050
+HK$4,008/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,084/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,488 · Scale 2, in force from 26 Feb 2026)