LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,028
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,149
−HK$1,138/mo
Today · 4.125%
HK$38,287
baseline
▲ 0.50% · 4.625%
HK$40,617
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,574/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,081
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,156
−HK$1,090/mo
Today · 4.125%
HK$42,246
baseline
▲ 0.50% · 4.625%
HK$44,473
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,492/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,234
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,578
−HK$1,367/mo
Today · 4.125%
HK$45,945
baseline
▲ 0.50% · 4.625%
HK$48,740
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,890/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,097
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,387
−HK$1,308/mo
Today · 4.125%
HK$50,695
baseline
▲ 0.50% · 4.625%
HK$53,368
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,390/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,439
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,008
−HK$1,594/mo
Today · 4.125%
HK$53,602
baseline
▲ 0.50% · 4.625%
HK$56,864
+HK$3,262/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,204/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,113
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,618
−HK$1,527/mo
Today · 4.125%
HK$59,145
baseline
▲ 0.50% · 4.625%
HK$62,262
+HK$3,117/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,290/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,850
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,868
−HK$2,049/mo
Today · 4.125%
HK$68,917
baseline
▲ 0.50% · 4.625%
HK$73,110
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,834/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,145
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,080
−HK$1,963/mo
Today · 4.125%
HK$76,043
baseline
▲ 0.50% · 4.625%
HK$80,051
+HK$4,008/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,086/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,499 · Scale 2, in force from 26 Feb 2026)