LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,029
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,150
−HK$1,138/mo
Today · 4.125%
HK$38,288
baseline
▲ 0.50% · 4.625%
HK$40,618
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,576/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,082
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,157
−HK$1,090/mo
Today · 4.125%
HK$42,247
baseline
▲ 0.50% · 4.625%
HK$44,474
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,494/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,235
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,580
−HK$1,366/mo
Today · 4.125%
HK$45,946
baseline
▲ 0.50% · 4.625%
HK$48,742
+HK$2,796/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,892/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,098
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,388
−HK$1,309/mo
Today · 4.125%
HK$50,697
baseline
▲ 0.50% · 4.625%
HK$53,369
+HK$2,672/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,394/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,440
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,009
−HK$1,595/mo
Today · 4.125%
HK$53,604
baseline
▲ 0.50% · 4.625%
HK$56,865
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,208/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,115
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,619
−HK$1,527/mo
Today · 4.125%
HK$59,146
baseline
▲ 0.50% · 4.625%
HK$62,264
+HK$3,118/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,292/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,852
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,869
−HK$2,050/mo
Today · 4.125%
HK$68,919
baseline
▲ 0.50% · 4.625%
HK$73,112
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,838/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,147
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,082
−HK$1,963/mo
Today · 4.125%
HK$76,045
baseline
▲ 0.50% · 4.625%
HK$80,054
+HK$4,009/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,090/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,515 · Scale 2, in force from 26 Feb 2026)