LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,029
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,150
−HK$1,139/mo
Today · 4.125%
HK$38,289
baseline
▲ 0.50% · 4.625%
HK$40,618
+HK$2,329/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,578/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,082
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,157
−HK$1,091/mo
Today · 4.125%
HK$42,248
baseline
▲ 0.50% · 4.625%
HK$44,475
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,496/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,235
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,580
−HK$1,366/mo
Today · 4.125%
HK$45,946
baseline
▲ 0.50% · 4.625%
HK$48,742
+HK$2,796/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,892/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,099
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,389
−HK$1,308/mo
Today · 4.125%
HK$50,697
baseline
▲ 0.50% · 4.625%
HK$53,370
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,394/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,441
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,010
−HK$1,594/mo
Today · 4.125%
HK$53,604
baseline
▲ 0.50% · 4.625%
HK$56,866
+HK$3,262/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,208/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,115
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,620
−HK$1,527/mo
Today · 4.125%
HK$59,147
baseline
▲ 0.50% · 4.625%
HK$62,265
+HK$3,118/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,294/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,853
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,870
−HK$2,050/mo
Today · 4.125%
HK$68,920
baseline
▲ 0.50% · 4.625%
HK$73,113
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,840/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,148
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,083
−HK$1,963/mo
Today · 4.125%
HK$76,046
baseline
▲ 0.50% · 4.625%
HK$80,055
+HK$4,009/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,092/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,522 · Scale 2, in force from 26 Feb 2026)