LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,030
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,151
−HK$1,139/mo
Today · 4.125%
HK$38,290
baseline
▲ 0.50% · 4.625%
HK$40,620
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,580/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,083
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,158
−HK$1,091/mo
Today · 4.125%
HK$42,249
baseline
▲ 0.50% · 4.625%
HK$44,476
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,498/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,236
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,581
−HK$1,367/mo
Today · 4.125%
HK$45,948
baseline
▲ 0.50% · 4.625%
HK$48,744
+HK$2,796/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,896/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,100
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,390
−HK$1,309/mo
Today · 4.125%
HK$50,699
baseline
▲ 0.50% · 4.625%
HK$53,371
+HK$2,672/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,398/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,443
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,012
−HK$1,594/mo
Today · 4.125%
HK$53,606
baseline
▲ 0.50% · 4.625%
HK$56,867
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,212/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,117
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,622
−HK$1,527/mo
Today · 4.125%
HK$59,149
baseline
▲ 0.50% · 4.625%
HK$62,266
+HK$3,117/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,298/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,855
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,872
−HK$2,050/mo
Today · 4.125%
HK$68,922
baseline
▲ 0.50% · 4.625%
HK$73,115
+HK$4,193/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,844/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,150
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,085
−HK$1,963/mo
Today · 4.125%
HK$76,048
baseline
▲ 0.50% · 4.625%
HK$80,057
+HK$4,009/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,096/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,539 · Scale 2, in force from 26 Feb 2026)