LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,031
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,151
−HK$1,139/mo
Today · 4.125%
HK$38,290
baseline
▲ 0.50% · 4.625%
HK$40,620
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,580/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,084
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,159
−HK$1,090/mo
Today · 4.125%
HK$42,249
baseline
▲ 0.50% · 4.625%
HK$44,476
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,498/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,237
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,582
−HK$1,366/mo
Today · 4.125%
HK$45,948
baseline
▲ 0.50% · 4.625%
HK$48,744
+HK$2,796/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,896/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,101
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,391
−HK$1,308/mo
Today · 4.125%
HK$50,699
baseline
▲ 0.50% · 4.625%
HK$53,372
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,398/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,443
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,012
−HK$1,594/mo
Today · 4.125%
HK$53,606
baseline
▲ 0.50% · 4.625%
HK$56,868
+HK$3,262/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,212/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,117
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,622
−HK$1,527/mo
Today · 4.125%
HK$59,149
baseline
▲ 0.50% · 4.625%
HK$62,267
+HK$3,118/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,298/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,855
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,873
−HK$2,049/mo
Today · 4.125%
HK$68,922
baseline
▲ 0.50% · 4.625%
HK$73,116
+HK$4,194/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,844/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,151
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,086
−HK$1,963/mo
Today · 4.125%
HK$76,049
baseline
▲ 0.50% · 4.625%
HK$80,058
+HK$4,009/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,098/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,544 · Scale 2, in force from 26 Feb 2026)