LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,031
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,152
−HK$1,138/mo
Today · 4.125%
HK$38,290
baseline
▲ 0.50% · 4.625%
HK$40,620
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,580/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,084
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,159
−HK$1,091/mo
Today · 4.125%
HK$42,250
baseline
▲ 0.50% · 4.625%
HK$44,477
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,500/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,237
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,582
−HK$1,367/mo
Today · 4.125%
HK$45,949
baseline
▲ 0.50% · 4.625%
HK$48,744
+HK$2,795/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,898/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,101
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,391
−HK$1,309/mo
Today · 4.125%
HK$50,700
baseline
▲ 0.50% · 4.625%
HK$53,372
+HK$2,672/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,400/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,443
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,012
−HK$1,595/mo
Today · 4.125%
HK$53,607
baseline
▲ 0.50% · 4.625%
HK$56,868
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,214/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,118
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,623
−HK$1,527/mo
Today · 4.125%
HK$59,150
baseline
▲ 0.50% · 4.625%
HK$62,267
+HK$3,117/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,300/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,856
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,873
−HK$2,050/mo
Today · 4.125%
HK$68,923
baseline
▲ 0.50% · 4.625%
HK$73,117
+HK$4,194/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,846/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,151
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,086
−HK$1,964/mo
Today · 4.125%
HK$76,050
baseline
▲ 0.50% · 4.625%
HK$80,058
+HK$4,008/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,100/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,549 · Scale 2, in force from 26 Feb 2026)