LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,032
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,152
−HK$1,139/mo
Today · 4.125%
HK$38,291
baseline
▲ 0.50% · 4.625%
HK$40,621
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,582/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,085
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,160
−HK$1,090/mo
Today · 4.125%
HK$42,250
baseline
▲ 0.50% · 4.625%
HK$44,478
+HK$2,228/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,500/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,238
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,583
−HK$1,366/mo
Today · 4.125%
HK$45,949
baseline
▲ 0.50% · 4.625%
HK$48,745
+HK$2,796/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,898/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,102
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,392
−HK$1,309/mo
Today · 4.125%
HK$50,701
baseline
▲ 0.50% · 4.625%
HK$53,373
+HK$2,672/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,402/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,444
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,013
−HK$1,595/mo
Today · 4.125%
HK$53,608
baseline
▲ 0.50% · 4.625%
HK$56,869
+HK$3,261/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,216/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,119
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,624
−HK$1,527/mo
Today · 4.125%
HK$59,151
baseline
▲ 0.50% · 4.625%
HK$62,269
+HK$3,118/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,302/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,857
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,874
−HK$2,050/mo
Today · 4.125%
HK$68,924
baseline
▲ 0.50% · 4.625%
HK$73,118
+HK$4,194/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,848/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,153
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,088
−HK$1,963/mo
Today · 4.125%
HK$76,051
baseline
▲ 0.50% · 4.625%
HK$80,060
+HK$4,009/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,102/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,559 · Scale 2, in force from 26 Feb 2026)