LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,037
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,158
−HK$1,139/mo
Today · 4.125%
HK$38,297
baseline
▲ 0.50% · 4.625%
HK$40,627
+HK$2,330/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,594/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,091
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,166
−HK$1,091/mo
Today · 4.125%
HK$42,257
baseline
▲ 0.50% · 4.625%
HK$44,484
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,514/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$592,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,244
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,589
−HK$1,367/mo
Today · 4.125%
HK$45,956
baseline
▲ 0.50% · 4.625%
HK$48,752
+HK$2,796/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,912/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,109
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,399
−HK$1,309/mo
Today · 4.125%
HK$50,708
baseline
▲ 0.50% · 4.625%
HK$53,381
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,416/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,452
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,021
−HK$1,594/mo
Today · 4.125%
HK$53,615
baseline
▲ 0.50% · 4.625%
HK$56,878
+HK$3,263/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,230/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,127
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,632
−HK$1,527/mo
Today · 4.125%
HK$59,159
baseline
▲ 0.50% · 4.625%
HK$62,278
+HK$3,119/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,318/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,866
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,884
−HK$2,050/mo
Today · 4.125%
HK$68,934
baseline
▲ 0.50% · 4.625%
HK$73,128
+HK$4,194/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,868/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,163
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,098
−HK$1,964/mo
Today · 4.125%
HK$76,062
baseline
▲ 0.50% · 4.625%
HK$80,071
+HK$4,009/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,124/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,645 · Scale 2, in force from 26 Feb 2026)